Horizon Health Insurance Marketplace
Do you need affordable health insurance coverage?
Learn more about the Health Insurance Marketplace today!
One Application, one time, and you and your family can explore every qualified insurance plan in your area!
Horizon Health is dedicated to the health of the whole person. That’s why we help families in our communities find affordable coverage through the Health Insurance Marketplace. Those who don’t have health insurance through a job, Medicare, Medicaid, CHIP, or another source that provides quality health coverage may qualify for financial assistance through www.healthcare.gov. The Health Insurance Marketplace gives you the ability to compare private health plans side-by-side to find one that fits your budget and specific needs–all while ensuring you are covered for essential health benefits like preventative care, prescriptions and more.
What makes it affordable?
The Marketplace can provide your family with tax credits to make premiums affordable and minimize out of pocket expenses. The cost sharing reductions and tax credits are based on your income level, so you never have to pay more than you can afford. Tax credits are available for individuals making less than $48,560 or a family of four making less than $100,400. Tax credits and cost sharing is only available to individuals and families who do not have affordable health insurance available to them from an employer.
Where can I learn more?
Horizon has Certified Application Counselors who are trained to answer your questions about the Marketplace and can help you apply and enroll. They are available by appointment at each clinic site. Call your local clinic to set up an appointment today. If you would like one of our counselors to contact you, please submit a request on our Contact Us page.
Health Insurance Marketplace Resources
At Horizon Health, we believe everyone deserves access to quality healthcare, regardless of their financial situation. The Health Insurance Marketplace offers a pathway to affordable health coverage for individuals and families. Whether you’re applying for the first time or reviewing your current plan, we’re here to help.
Explore Your Coverage Options
The Health Insurance Marketplace, available at Healthcare.gov, allows you to:
- Compare a variety of health plans
- Review coverage details, including premiums, deductibles, and co-pays
- Choose a plan that fits your medical needs and budget
Financial Assistance & Savings
You may qualify for financial assistance based on your income and household size, helping to lower your monthly premium costs. Many individuals are eligible for:
- Premium Tax Credits: These credits can reduce your monthly premiums.
- Savings Calculator: Use the Healthcare.gov Savings Calculator to estimate how much financial assistance you may receive.
Enrollment Periods
- Open Enrollment: The annual open enrollment period usually runs from November through December. This is the time to sign up for new coverage or make changes to your existing plan.
- Special Enrollment: If you’ve experienced life events such as marriage, having a baby, or losing other health coverage, you may qualify for a special enrollment period outside of the open enrollment window.
Medicaid &CHIP
For some families programs like Medicaid and the Children’s Health Insurance Program (CHIP) offer free or low-cost healthcare. You can apply for these programs through the Marketplace as well.
Need Help? Horizon Health is Here for You
Navigating health insurance can be confusing, but you don’t have to do it alone. Our experienced team at Horizon Health can:
- Help you understand your plan options
- Assist with the application process
- Answer your questions about eligibility and coverage
Get Started on Your Journey to Better Health Coverage! Simply reach out to your local Horizon Health clinic, and our staff will guide you step-by-step.
Meet Your Local Navigators
When receiving application assistance from our certified patient support staff you can expect clear communication, apples to apples comparisons, and help finding a health insurance plan that will work for you and your health care needs.
GetCoveredSouthDakota.org
Get Covered South Dakota connects people to affordable healthcare options and enhances access to quality primary care. This initiative links South Dakota residents with enrollment specialists in their local communities. Free impartial assistance is available to help consumers understand and find affordable healthcare coverage.
Kaiser Family Foundation
Discover how much financial assistance you may qualify for with the Health Insurance Subsidy Estimator from the Kaiser Family Foundation. This user-friendly tool helps you estimate your potential savings on health insurance premiums based on your income and household size. Take the guesswork out of your healthcare costs and make informed decisions about your coverage options. Empower yourself with the knowledge to secure affordable healthcare for you and your family.
Healthcare.gov
Healthcare.gov is the official website for enrolling in the Health Insurance Marketplace. It serves as your one-stop resource for exploring available health coverage options, understanding plan details, and determining your eligibility for financial assistance. With a user-friendly interface, Healthcare.gov simplifies the enrollment process, making it easier than ever to secure affordable health insurance for you and your family. Start your journey toward better health coverage today!
LocalHelp.Healthcare.gov
Get personalized assistance with health insurance through LocalHelp.Healthcare.gov. This resource connects you to local experts who can guide you through the enrollment process, answer your questions about coverage options, and help you understand your eligibility for financial assistance. Whether you’re applying for the first time or need support navigating the Marketplace, local help is available to ensure you find the best health coverage for you and your family.